You've Outgrown Spreadsheets.
But You're Not Ready for the Circus.
Stop fighting broken bank connections and miscategorized transactions. Get the big picture of your finances in 1 hour/month—not 10+.
You need to know: Am I on track for retirement? Can I afford this career change? What if I buy that house? PiggySize gives you answers—without your data being sold or bank passwords stolen.
Free forever • No credit card required • Setup in one evening
Is PiggySize Right For You?
Blunt honesty: This isn't for everyone.
Know if you're on track for retirement
Test "what if" scenarios before big decisions
Focus on discretionary income over every purchase
Keep your data private—no banking credentials given
Spend 1 hour/month on finances, not 10+
Evolve from spreadsheets to powerful planning
Penny-level tracking of every purchase
Automatic bank sync—we don't connect to banks
Joy from categorizing transactions for hours
Merchant-level spending reports
Just a budget tracker—not retirement planning
→ PiggySize is for young professionals and mid-career planners who want to retire someday—without spending their life in a budgeting app or handing over bank passwords.
Sounds Like Me—Let's GoWhy Traditional Apps Drive You Crazy
They're solving the wrong problem.
"Please re-authenticate with your bank." "Error connecting to your bank." Your data goes stale and you have no idea what's accurate.
Your 2 visits to McDonalds become a "subscription." Quarterly insurance gets duplicated. Everything's wrong.
10+ hours every month fixing categories, merging duplicates, and reconciling. Your time is worth more.
The Real Question
Most financial tools are obsessed with where your money went. They completely ignore where your life is going.
Stop asking "Where did I spend $47.23 last Tuesday?" and start asking what actually matters:
"Am I on track to retire? Can I afford this career change?"
PiggySize gives you the big picture—updated on YOUR schedule, with YOUR accurate data—no bank connections required.
A Different Approach to Financial Planning
Big picture. Total control. Minimal time investment.
What You Actually Get
The tools you need. None of the noise.
Where You Are Today
- Income Tracking: All your income sources with deductions, taxes, and take-home calculations
- Bill Management: Essential vs. discretionary expenses to know what's flexible
- Assets & Liabilities: Everything you own and owe in one place
- Net Worth: Your true financial position, updated on your schedule
- Discretionary Income: How much you can afford to spend guilt-free
Where You're Headed
- Retirement Projections: Know exactly what you'll have at retirement age (Pro)
- Business Tracking: Independent tracking for your LLCs and side projects (Pro)
- Historical Tracking: See your financial progress over months and years (Pro)
- Scenario Testing: Model major life decisions before making them
- Smart Insights: Get actionable recommendations to improve your finances
- Family Sharing: Plan together with your spouse and see combined finances
The core tracking tools are available in the Free plan. Upgrade to Pro ($7/month) to unlock advanced planning like business tracking, retirement projections and historical tracking.
Get Started with Free PlanLet's Talk About the Competition
We respect what they're trying to do. But here's why we're different:
| Feature | PiggySize | YNAB | Mint (Shut Down) | Monarch Money |
|---|---|---|---|---|
| Price | Free Pro: $7/mo ($77/yr) | $14.99/mo | Free* Shut Down | $14.99/mo |
| Bank Access Required | Never | |||
| Time Investment | 1 hour/month | 10+ hours/month | Variable (now 0) | 5+ hours/month |
| Retirement Planning | Comprehensive | |||
| Data Accuracy | You control it | Auto-sync issues | Was unreliable | Auto-sync issues |
* Unlike most apps that "monetize" you by selling your data or pushing credit card offers, PiggySize is powered by our users. Our Free tier is 100% subsidized by our Pro members, which allows us to keep the lights on without ever selling your privacy. When you're ready for advanced tools, upgrading to Pro helps keep PiggySize private and accessible for everyone.
Built by an American Small Business
PiggySize isn't backed by venture capital or owned by a mega-corporation. It's built and maintained by a small team in the United States who actually use this software ourselves.
When you subscribe to Pro, you're supporting American small business and getting software that's designed for real people—not to maximize data collection or ad revenue. We succeed when you succeed.
Your Financial Journey Starts Today
The best time to start was 10 years ago. The second best time is right now.
The Uncomfortable Truth
Most Americans have no idea if they're on track for retirement. They're "saving something" in their 401k, but can't answer: "Will I have enough to retire at 65?"
Waiting to plan means fewer options. Starting at 40 vs. 50 is the difference between saving $500/month and $1,200/month for the same retirement.
Know your exact discretionary income. Test major financial decisions. Feel in control of your money.
Clear picture of financial progress. Watch net worth grow. Make smarter decisions by modeling them first.
Retire confidently with enough saved. No surprises. No "I wish I had known." Just the retirement you planned.
Ready to Take Control?
Join hundreds of professionals planning for a confident retirement—without the spreadsheet chaos or budgeting busywork.
Upgrade to Pro ($7/mo) when you're ready for business tracking & retirement projections • 53% cheaper than YNAB
Important Legal Disclaimer: PiggySize is a financial planning and tracking tool. It is not a financial advisor, investment advisor, accountant, or tax professional. The information, calculations, and projections provided by PiggySize are for informational and educational purposes only and should not be considered financial, investment, tax, or legal advice. Past performance does not guarantee future results. Retirement projections are estimates based on your inputs and assumptions— actual results may vary significantly. You should consult with qualified financial, tax, and legal professionals before making any financial decisions. PiggySize and its creators assume no liability for any decisions made based on information provided by the software. Use of PiggySize is at your own risk.