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The financial planning app that never asks for your bank password. See your whole picture — income, bills, net worth, retirement — in 1 hour a month.
No credit card required.
What makes PiggySize different
No bank connections. No intrusive mobile app. Your credentials stay where they belong — with you.
Nothing changes between logins. No broken bank syncs, no mystery transactions, no surprise recategorizing.
The free plan is free forever — it covers everything most people need. No catch. No ads.
Model Social Security, pensions, 401(k)s, and more. More depth than most competitors offer at any price.
Keep business finances separate from personal. See both pictures clearly, in one place.
Ask questions about YOUR finances in a closed loop. Your data is never used to train models.
Ask questions about your finances in plain English. Get personalized insights based on your actual data — not generic advice from the internet.
No credit card required.
You ask:
"Can I afford to buy a house next year?"
Piggy responds with:
PiggySize works for anyone who wants the big picture — without the busywork.
Software Engineer
Maya earns $120k but dreams of freelancing. Before making the leap she needed to know: can I actually afford this? She used PiggySize to toggle off her salary, add projected freelance income, and instantly see how it changed what she had left each month.
"Maya modeled three freelance scenarios and discovered she had a comfortable 6-month runway. She made the leap with confidence — knowing her numbers."
Teachers
Both educators with pensions, 403(b)s, and Social Security to factor in. They had no idea if retiring at 62 was realistic or a fantasy. PiggySize let them model every income source, test different claiming ages, and share one unified plan through family sharing.
"For the first time, they could see their pensions, 403(b)s, and Social Security in one projection — and explore whether retiring at 62 looked feasible based on their numbers."
Marketing Manager + Etsy Shop Owner
A W-2 job plus a growing Etsy business meant Marcus had two financial lives with no combined picture. He needed to see personal and business finances side-by-side, track net worth growth, and ask his AI assistant quick questions like "Am I profitable this quarter?"
"Marcus finally sees his complete financial picture in one place. He’s tracked $18k in net worth growth over 8 months."
These are representative scenarios. Your financial situation is unique — PiggySize adapts to you.
Traditional apps solve the wrong problem. Here's how PiggySize is different.
Hours each month sorting and categorizing transactions
Bank connections that break or go stale
Wrong categories you have to fix by hand
No idea if you can actually retire
Your data shared with third parties
1 hour/month — you control the data
No bank connections needed — ever
You enter what matters. Nothing to fix.
Explore when you could retire based on your real numbers
We never sell your data. Period.
Honest comparison. No spin.
| Feature | PiggySize | YNAB | Monarch Money |
|---|---|---|---|
| Monthly Price | $7/mo Free tier available | $14.99/mo | $14.99/mo |
| How You Add Data | Manual entry No bank credentials | Bank sync Manual also available | Bank sync Manual also available |
| Approach | Big-picture planning Income, bills, net worth | Transaction budgeting Every-dollar method | Comprehensive tracking Budget + investments |
| Retirement Projections | With Social Security | No | Goals only No retirement modeling |
| AI Assistant | No bank access needed | No | With bank sync |
Pricing based on published monthly rates as of February 2026. All three products offer annual discounts. PiggySize's Free tier is subsidized by Pro members — no ads, no data sales, no third-party financial aggregators.
No venture capital. Built by a small US team who uses this software every day.
No bank connections. No third-party financial aggregators. No selling your information. Ever.
Our Free tier exists because Pro users fund it. Privacy for everyone — not just those who pay.
Create your free account in under a minute. No credit card, no commitment, no catch.
Pro: $7/mo ($77/yr) · 53% cheaper than YNAB
Important Legal Disclaimer: PiggySize is a financial planning and tracking tool. It is not a financial advisor, investment advisor, accountant, or tax professional. The information, calculations, and projections provided by PiggySize are for informational and educational purposes only and should not be considered financial, investment, tax, or legal advice. Past performance does not guarantee future results. Retirement projections are estimates based on your inputs and assumptions — actual results may vary significantly. You should consult with qualified financial, tax, and legal professionals before making any financial decisions. PiggySize and its creators assume no liability for any decisions made based on information provided by the software. Use of PiggySize is at your own risk.