Simple, Honest Pricing
Start free. Upgrade when you're ready. No credit card required.
Not sure which plan is right for you?
Take a quick quiz, and we’ll recommend the right plan based on what you actually need.
- Track your recurring income sources — paychecks, gig work, child support, benefits — and all your recurring bills
- Bills calendar — see everything due this month
- See your assets, debts, and net worth
- Savings & debt-payoff goals with target dates
- Debt Payoff Planner — compare avalanche vs. snowball and see your projected debt-free date
- Know exactly what you have left each month
- Model big decisions — buying a house or car — and see your new monthly bottom line
- Share with your partner or spouse — separate logins, same numbers
- Track your progress over time
- Syncs across all your devices
or $90/year (2 months free)
Everything in Free, plus:
- Retirement projections year by year to age 95 — for you, and your spouse or partner if you plan together
- Social Security at any claim age 62–70, with spousal benefits & survivor income analysis
- Monte Carlo success rate (up to 10,000 simulated market runs), required minimum distributions (RMDs), and Roth conversion planning
- Pensions with cost-of-living adjustments; 401(k)/403(b)/457/HSA with IRS limits enforced
- 'Already retired' mode for withdrawal-phase planning
- Side businesses with their own income, expenses, and profit
- AI assistant that knows your numbers — including a paystub photo scanner
Pro renews automatically — $9 each month, or $90 each year if you choose annual billing — and continues until you cancel. Cancel any time from Settings → Billing; your Pro features run to the end of the period you already paid for. The 30-day trial needs no card and never converts to a paid plan on its own.
Common Questions
Why no bank connections?
Privacy, security, and accuracy. Your bank credentials never leave your hands — no third-party financial aggregators have access. Manual entry means every number is exactly what you intend, with no miscategorizations or phantom subscriptions.
How does PiggySize compare to a financial advisor?
A typical assets-under-management advisor charges about 1% of your portfolio every year — about $5,000 a year on a $500k portfolio. (Flat-fee and fee-only advisors exist too.) PiggySize Pro is $90/year flat and never takes a percentage. It's a planning tool, not advice — many members use it to walk into a fee-only advisor meeting already knowing their numbers.
How much time does this really take?
Start with a paycheck and a few bills in about 20 minutes — your dashboard works from the first entry. A complete household picture (retirement accounts, insurance, businesses) usually takes an evening. After that, about 15 minutes a month keeps it current.
How is this different from spreadsheets?
Try building a spreadsheet that runs year-by-year retirement projections with compound growth across multiple account types, enforces current IRS contribution limits for 401(k)/403(b)/IRA/HSA, models Social Security benefits at any claiming age from 62 to 70 for both spouses, factors in employer matches and catch-up contributions, handles business exit strategies, and recalculates everything instantly when you toggle an income source on or off. That's what PiggySize does automatically. Plus cross-device sync, family collaboration with permissions, historical snapshots, an AI assistant that can answer questions about your data, and a dashboard that shows your full financial picture without a single formula.
Can PiggySize help me pay off debt?
Yes — on the Free plan. Track every debt with its rate and payoff timeline, set payoff goals with target dates, and use the free Debt Payoff Planner to compare avalanche vs. snowball strategies and see your projected debt-free date and total interest. Pro's AI can also build a payoff plan from your real numbers, right in the chat.
Can it replace QuickBooks for a small side hustle?
For bookkeeping-light side hustles, usually yes: each business gets its own income, expenses, assets, and debts, with net profit and an estimated tax rate — at $9/mo instead of $30+. It doesn't do invoicing or double-entry accounting.
What is the AI Financial Assistant?
A Pro feature that lets you ask questions about your finances in plain English. Unlike generic chatbots, it reads your actual income, bills, assets, debts, and retirement projections to give personalized answers. Your data stays private and is never used to train AI models.
Can I export my data? What happens if PiggySize shuts down?
Yes — download everything from Settings, anytime: a full JSON copy plus a CSV for each type of data, including a profit-and-loss CSV for every business, free on every plan. Your data is never held hostage — cancel Pro and you keep full access to everything on the Free plan, and you can permanently delete your account and all its data yourself, no support ticket needed. And we're built to last: PiggySize is funded by Pro subscriptions, not venture capital.
Can I cancel anytime?
Yes. Cancel your Pro subscription anytime — you keep access until the end of your billing period, then your account downgrades to Free. You don't lose any data.
Is PiggySize available outside the US?
Not yet. Signup is US-only because our tax, Social Security, and retirement engines are built on US rules.
Ready to Plan Your Financial Future?
Create your free account in under a minute. No credit card, no commitment.
Create Free AccountDisclaimer: PiggySize is a financial planning tool, not a financial advisor. All calculations and projections are for informational purposes only. Retirement projections are estimates based on your inputs — actual results will vary. Consult qualified professionals before making financial decisions.