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Piggy says hi!

Meet Piggy, Your AI Financial Assistant

Ask questions about your finances in plain English. Get answers based on your actual data—not generic advice from the internet.

"Can I afford a $350,000 house?"

At 6.5% over 30 years, that's $2,212/mo. Based on your income and current bills, you'd have $430/mo left over — tight, but doable.

No credit card required. Included with Pro.

Piggy

AI Financial Assistant

"Am I spending too much on subscriptions?"

Based on your actual financial data, here's what I found...

Analyzed your real numbers
Personalized to your situation
"How much do I actually take home each month?""Can I afford to quit my job and freelance?""What's our combined take-home?"

Ask Anything About Your Money

In Plain English

No jargon. No menus to dig through. Just ask Piggy a question like you would a friend who happens to know everything about your finances. Whether you're 22 and just starting out or 65 and planning your next chapter, Piggy meets you where you are.

Try asking:

"Am I spending too much on subscriptions?"

"How much do I actually take home each month?"

"Can I afford to quit my job and freelance?"

"What's our combined take-home?"

Interactive Guidance

1

Click "Add Income"

Top right of the Income page

2

Fill in the form fields

Payer, amount, frequency...

Guided Navigation

The App Shows You Where to Go

Not sure how to add your first paycheck? Can't find the retirement settings? Just ask Piggy and it will literally highlight the button on your screen with a spotlight animation and walk you through step by step. It's like having a personal tour guide built into the app.

Try asking:

"How do I add a new income source?"

"Where do I track my car payment?"

"Show me how to set up retirement projections."

Financial Details

Income$124,800

From 3 sources

Monthly Bills$4,280

65% needs, 35% wants

Debts$189,300

5 accounts, avg 4.2% APR

Drill Into the Details

Income, Bills, Debts — All at Your Fingertips

Ask Piggy about any part of your finances and get detailed breakdowns instantly. See your income by source and earner, bills by category with needs vs wants split, debts with interest rates and payoff timelines — even mortgage amortization schedules and home equity calculations. Know when your next paycheck arrives and when bills are due.

Try asking:

"What are my biggest monthly expenses?"

"Which debt should I pay off first?"

"What's the equity in my house?"

Paystub Scanned

Gross Salary$4,807
Federal Withholding$612
401(k) Deduction$288
State Withholding$198

Opens for your review — correct anything on the spot

AI Paystub Scanner

3 Free Scans, Then Unlimited on Pro

Photograph a paystub and Piggy pre-fills your income — salary, all ~20 deduction categories, withholdings — then opens the new entry for your review, so you can correct anything on the spot. Every account gets 3 free lifetime scans to try it; Pro adds unlimited scans. The photo is read in memory by the same AI service that powers Piggy (Anthropic) and is never stored by PiggySize.

Try asking:

"How do I scan a paystub instead of typing it in?"

"Where do I find the paystub scanner?"

"How many free scans do I get before I need Pro?"

$350,000 at 6.5% — 30 years

Monthly Payment

$2,212

Total Interest

$446,406

YearPrincipalInterestBalance
1$3,912$22,635$346,088
5$5,070$21,477$327,638
10$7,011$19,536$296,716
20$13,406$13,141$194,828
30$25,635$912$0

Interest-to-principal ratio: 128%

Loan Amortization Calculator

See Every Dollar of Every Payment

Thinking about a mortgage, car loan, or refinance? Ask Piggy to break down any loan into a month-by-month amortization schedule showing exactly how much goes to principal vs interest. Compare 15 vs 30 year terms, see how extra payments change the total cost, or check the amortization on debts you're already tracking.

Try asking:

"Show me amortization for a $350k mortgage at 6.5% for 30 years"

"Compare a 15 vs 30 year loan on $250k"

"How does my car loan amortize?"

Extra $200/month on mortgage

Current

Payoff Time

27 years

Total Interest

$186,000

With Extra

Payoff Time

19 years

Total Interest

$121,000

Save 8 years and $65,000

"What If?" Scenario Planning

See the Impact Before You Decide

Thinking about making a financial move? Ask Piggy to run the numbers. See exactly how paying extra on a debt, cutting spending, or boosting your savings rate would change your financial picture — with real before-and-after comparisons using your actual data.

Try asking:

"What if I pay an extra $200/month on my mortgage?"

"How much would I save by cutting $150 in subscriptions?"

"What if I increased my 401k contribution by 3%?"

Net Worth Timeline

Jan 2025: $156k

Apr 2025: $168k

Jul 2025: $181k

Oct 2025: $189k

Jan 2026: $198k

All-time high

+$42,300 since Jan

Track Your Progress Over Time

See How Far You've Come

Save financial snapshots and milestones to track your journey. Piggy can tell you how your net worth has changed, when you hit all-time highs, and how your assets, debts, and income have evolved. Watch your financial story unfold instead of just seeing a single point in time.

Try asking:

"How has my net worth changed this year?"

"Show my financial milestones."

"Am I doing better than 6 months ago?"

IRS Reference Data (2026)

401(k) Limit$24,500
Roth IRA Limit$7,500
HSA Family Limit$8,750
Age 50+ Catch-up (401k)+$8,000

Always uses official IRS/SSA data — never guesses

Up-to-Date Tax & Retirement Info

Current IRS Limits, Not Stale Blog Posts

Piggy references the latest IRS and SSA numbers—401k limits, Roth IRA rules, catch-up contributions, HSA limits, tax brackets, Social Security claiming ages, and RMD start ages. No more Googling conflicting blog posts from 3 years ago. Updated for the current tax year.

Try asking:

"What's the 401k contribution limit this year?"

"Am I eligible for catch-up contributions?"

"What are the current tax brackets?"

"How much can I still contribute at 52?"

"Compare my Social Security at 62 vs 67 vs 70."

"When do my RMDs start?"

Business Overview

Freelance Design LLCProfitable

Annual Revenue

$87,200

Monthly Expenses

$2,150

Etsy ShopGrowing

Annual Revenue

$12,400

Monthly Expenses

$480

Track All Your Businesses

Personal and Business Finances, Separated

Running a side hustle, LLC, or small business? Piggy keeps your business finances cleanly separated from personal. See each business's income, expenses, assets, and debts independently. Ask about entity types, pass-through vs corporate taxation, ownership splits, and how shared expenses are allocated across businesses.

Try asking:

"How profitable is my freelance business?"

"Is my LLC a pass-through entity?"

"Compare my two businesses."

Financial Calculator

You asked:

"$500/month at 7% for 30 years"

Result:

$566,765

$180,000 contributed + $386,765 growth

Uses precise math engine — never estimates

Built-In Financial Calculator

Real Math, Not AI Guesses

Piggy uses a built-in calculator for computations—compound interest, loan payoff timelines, tax impact, percentage breakdowns. No LLM math hallucinations. Ask a math question and get a calculated answer, not an approximation.

Try asking:

"If I invest $500/month at 7%, what will I have in 30 years?"

"What's 28% of my gross income?"

"How long to pay off $15k at 19% APR paying $400/month?"

Roth IRA

Key Points:

Contributions made with after-tax dollars

Withdrawals in retirement are tax-free

No required minimum distributions at 73

Contribution limit applies ($7,500/year in 2026)

Common Misconception

Many believe Roth IRAs are only for young people, but they're powerful for high earners and anyone expecting higher tax rates in retirement.

Learn as You Go

Financial Education, On Demand

Don't know the difference between a Roth IRA and a Traditional IRA? Not sure what "debt-to-income ratio" means? Just ask. Piggy explains financial concepts in plain language with key points and common misconceptions — so you get smarter about money while you manage it.

Try asking:

"What is a Roth IRA?"

"Explain the avalanche vs snowball method."

"What does loan-to-value ratio mean?"

Piggy

AI Financial Assistant

"I think there's a bug with my dashboard."

Based on your actual financial data, here's what I found...

Analyzed your real numbers
Personalized to your situation
"I need help with my billing.""Can you send this to your support team?"

Seamless Support

When AI Isn't Enough, Humans Step In

If Piggy can't solve your problem, it can send a message to our support team on your behalf—with full context of your conversation included. No copying and pasting, no "please describe your issue again." Just say the word and help is on the way.

Try asking:

"I think there's a bug with my dashboard."

"I need help with my billing."

"Can you send this to your support team?"

Built for Trust

Your financial data deserves serious protection. Here's how Piggy earns your trust.

Can't Change Your Data

Piggy reads your data to answer questions but can't change your financial data. The only things it can ever save are your birthday (with your confirmation) and a support ticket when you ask for help.

No Bank Connections

PiggySize never connects to your bank. Your financial data stays in your control.

Stays in Its Lane

Piggy only discusses finance and PiggySize features. It won't give investment advice or stray off-topic.

How Piggy works with your data

Piggy runs on Anthropic's Claude. When you ask a question — or scan a paystub — the relevant numbers (or the image, read once) are sent to Anthropic's API to generate your answer, under commercial API terms that prohibit training on your data. Nothing is sent unless you use Piggy, and you can switch the AI module off entirely in Settings. Your chats are saved to your account so you can revisit them — and so our small team can review conversations to keep Piggy accurate.

Read the full security rundown →

Your Finances, Finally Simple

Stop Googling financial questions. Start asking Piggy—with answers based on your real numbers.

50 Messages/Day
Can't change your data
Included with Pro — every new account starts with 30 days free.

After 30 days you keep the Free plan — no charge, no card.

Important Disclaimer: Piggy is an AI assistant for informational and educational purposes only. It is not a financial advisor, investment advisor, accountant, or tax professional. Responses are based on your self-reported data and publicly available IRS/SSA reference information. Always consult with qualified professionals before making financial decisions. PiggySize and its creators assume no liability for decisions made based on AI-generated responses.