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Ask questions about your finances in plain English. Get answers based on your actual data—not generic advice from the internet.
You have $247/mo in subscriptions. Cutting the 3 that are wants saves $89/mo ($1,068/year). That's enough to max out a Roth IRA contribution increase.
No credit card required. Included with Pro.
Piggy
AI Financial Assistant
Based on your actual financial data, here's what I found...
In Plain English
No jargon. No menus to dig through. Just ask Piggy a question like you would a friend who happens to know everything about your finances. Whether you're 22 and just starting out or 65 and planning your next chapter, Piggy meets you where you are.
Try asking:
"Am I spending too much on subscriptions?"
"How much do I actually take home each month?"
"Can I afford to quit my job and freelance?"
Interactive Guidance
Click "Add Income"
Top right of the Income page
Fill in the form fields
Payer, amount, frequency...
The App Shows You Where to Go
Not sure how to add your first paycheck? Can't find the retirement settings? Just ask Piggy and it will literally highlight the button on your screen with a spotlight animation and walk you through step by step. It's like having a personal tour guide built into the app.
Try asking:
"How do I add a new income source?"
"Where do I track my car payment?"
"Show me how to set up retirement projections."
Financial Details
From 3 sources
65% needs, 35% wants
5 accounts, avg 4.2% APR
Income, Bills, Debts — All at Your Fingertips
Ask Piggy about any part of your finances and get detailed breakdowns instantly. See your income by source and earner, bills by category with needs vs wants split, debts with interest rates and payoff timelines — even mortgage amortization schedules and home equity calculations. Know when your next paycheck arrives and when bills are due.
Try asking:
"What are my biggest monthly expenses?"
"Which debt should I pay off first?"
"What's the equity in my house?"
$350,000 at 6.5% — 30 years
Monthly Payment
$2,212
Total Interest
$446,247
Interest-to-principal ratio: 128%
See Every Dollar of Every Payment
Thinking about a mortgage, car loan, or refinance? Ask Piggy to break down any loan into a month-by-month amortization schedule showing exactly how much goes to principal vs interest. Compare 15 vs 30 year terms, see how extra payments change the total cost, or check the amortization on debts you're already tracking.
Try asking:
"Show me amortization for a $350k mortgage at 6.5% for 30 years"
"Compare a 15 vs 30 year loan on $250k"
"How does my car loan amortize?"
Extra $200/month on mortgage
Current
Payoff Time
27 years
Total Interest
$186,000
With Extra
Payoff Time
19 years
Total Interest
$121,000
Save 8 years and $65,000
See the Impact Before You Decide
Thinking about making a financial move? Ask Piggy to run the numbers. See exactly how paying extra on a debt, cutting spending, or boosting your savings rate would change your financial picture — with real before-and-after comparisons using your actual data.
Try asking:
"What if I pay an extra $200/month on my mortgage?"
"How much would I save by cutting $150 in subscriptions?"
"What if I increased my 401k contribution by 3%?"
Net Worth Timeline
Jan 2025: $156k
Apr 2025: $168k
Jul 2025: $181k
Oct 2025: $189k
Jan 2026: $198k
All-time high+$42,300 since Jan
See How Far You've Come
Save financial snapshots and milestones to track your journey. Piggy can tell you how your net worth has changed, when you hit all-time highs, and how your assets, debts, and income have evolved. Watch your financial story unfold instead of just seeing a single point in time.
Try asking:
"How has my net worth changed this year?"
"Show my financial milestones."
"Am I doing better than 6 months ago?"
IRS Reference Data (2026)
Always uses official IRS/SSA data — never guesses
Current IRS Limits, Not Stale Blog Posts
Piggy references the latest IRS-published numbers—401k limits, Roth IRA rules, catch-up contributions, HSA limits, tax brackets, and more. No more Googling conflicting blog posts from 3 years ago. Updated for the current tax year.
Try asking:
"What's the 401k contribution limit this year?"
"Am I eligible for catch-up contributions?"
"What are the current tax brackets?"
Business Overview
Annual Revenue
$87,200
Monthly Expenses
$2,150
Annual Revenue
$12,400
Monthly Expenses
$480
Personal and Business Finances, Separated
Running a side hustle, LLC, or small business? Piggy keeps your business finances cleanly separated from personal. See each business's income, expenses, assets, and debts independently. Ask about entity types, pass-through vs corporate taxation, ownership splits, and how shared expenses are allocated across businesses.
Try asking:
"How profitable is my freelance business?"
"Is my LLC a pass-through entity?"
"Compare my two businesses."
Financial Calculator
You asked:
"$500/month at 7% for 30 years"
Result:
$566,765
$180,000 contributed + $386,765 growth
Uses precise math engine — never estimates
Real Math, Not AI Guesses
Piggy uses a built-in calculator for computations—compound interest, loan payoff timelines, tax impact, percentage breakdowns. No LLM math hallucinations. Ask a math question and get a calculated answer, not an approximation.
Try asking:
"If I invest $500/month at 7%, what will I have in 30 years?"
"What's 28% of my gross income?"
"How long to pay off $15k at 19% APR paying $400/month?"
Roth IRA
Key Points:
Contributions made with after-tax dollars
Withdrawals in retirement are tax-free
No required minimum distributions at 73
Income limits apply ($7,000/year in 2026)
Common Misconception
Many believe Roth IRAs are only for young people, but they're powerful for high earners and anyone expecting higher tax rates in retirement.
Financial Education, On Demand
Don't know the difference between a Roth IRA and a Traditional IRA? Not sure what "debt-to-income ratio" means? Just ask. Piggy explains financial concepts in plain language with key points and common misconceptions — so you get smarter about money while you manage it.
Try asking:
"What is a Roth IRA?"
"Explain the avalanche vs snowball method."
"What does loan-to-value ratio mean?"
Piggy
AI Financial Assistant
Based on your actual financial data, here's what I found...
When AI Isn't Enough, Humans Step In
If Piggy can't solve your problem, it can send a message to our support team on your behalf—with full context of your conversation included. No copying and pasting, no "please describe your issue again." Just say the word and help is on the way.
Try asking:
"I think there's a bug with my dashboard."
"I need help with my billing."
"Can you send this to your support team?"
Your financial data deserves serious protection. Here's how Piggy earns your trust.
Piggy can see your data to answer questions but can never edit, create, or delete anything.
PiggySize never connects to your bank. Your financial data stays in your control.
Piggy only discusses finance and PiggySize features. It won't give investment advice or stray off-topic.
Stop Googling financial questions. Start asking Piggy—with answers based on your real numbers.
No credit card required.
Important Disclaimer: Piggy is an AI assistant for informational and educational purposes only. It is not a financial advisor, investment advisor, accountant, or tax professional. Responses are based on your self-reported data and publicly available IRS/SSA reference information. Always consult with qualified professionals before making financial decisions. PiggySize and its creators assume no liability for decisions made based on AI-generated responses.