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What net worth means, how to grow it, and how you compare over time.
Net worth is what you own minus what you owe. Here's the exact formula, what counts as an asset or liability, and a worked example you can copy.
Rules of thumb like "1x your salary by 30" are popular, easy to remember, and often misleading when applied to a real, specific life. Here's how to use them without being ruled by them.
Net worth grows two ways: build assets and shrink liabilities. Here are the actual levers that move the number, in the order they tend to matter most.
Average net worth by age varies wildly depending on whether you look at the mean or the median. Here's why that gap matters and rough, survey-based figures by decade.
An asset is what you own, a liability is what you owe — but real life has gray areas: cars, houses, and "good debt" all complicate the simple version.