Add an asset

An asset is anything you own that has value — a bank account, a brokerage account, your home, a car, even a crypto wallet. Add one from the Assets page, and it counts toward your net worth right away; mark it for retirement and it also joins your retirement projection.

Steps

1. Go to Assets (opens in a new tab) and select Add Asset (it reads Add Your First Asset before you've added one).
2. Under What type of asset?, choose a category. There are 43 types across six groups:
   • Checking — checking accounts
   • Savings — savings accounts, money market accounts, CDs
   • Investment — 401(k), 403(b), 457, and their Roth versions; IRAs, SEP/SIMPLE IRAs, TSP, pensions, annuities, brokerage accounts, bonds, HSAs, 529s, UTMA/UGMA accounts, and stock compensation
   • Insurance — term, whole, universal, variable universal, and indexed universal life policies with cash value
   • Physical Asset — real estate, vehicles, RVs/boats, precious metals, collectibles, jewelry, and other valuables
   • Digital Asset — digital wallets and crypto wallets
3. Enter the value. The field label adapts to the type — "Current Market Value" for real estate, "Current Balance" for a bank account, and similar.
4. Fill in the institution field if it applies (its label also adapts, like "Which bank?" or "Who manages this account?") and Last 4 Digits. Real estate, vehicles, and a few other physical categories skip both.
5. Set Asset Owner: pick one person, pick more than one for joint ownership, or leave it blank to assign the asset to the household.
6. Turn on Emergency Fund if this account is your primary emergency savings, or Retirement if it should count toward your retirement projection — see below for which types offer each toggle.
7. Select Add Asset to save.

How it works

• Only a current value is stored. PiggySize keeps the current value and, optionally, an original/purchase value — there's no value history on the asset itself. Household-level history over time comes from Snapshots.
• The Retirement toggle covers twelve account types, not just brokerage: checking, savings, money market, CDs, brokerage, bonds, digital wallets, crypto, precious metals, collectibles, jewelry, and other. Turning it on tells the retirement projection to include that balance. Retirement-native accounts (401(k), IRA, HSA, and similar) are already included and don't show the toggle; real estate and vehicles don't offer it either.
• Emergency Fund only appears on four types: checking, savings, money market, and digital wallet accounts.
• Roth % is 401(k)-only. If your 401(k) is part Roth, enter what percentage so PiggySize can split it correctly. For IRAs, pick the Roth IRA or Traditional IRA category directly instead — there's no split field there.
• Three types can link to a debt: Real Estate, Vehicle, and Recreational Vehicle. Linking shows your equity right on the asset — see the guide to tracking your home and mortgage for the full walkthrough.

Good to know

• Business-owned assets are added from a business's own Assets tab, not this page — that's a Pro feature.
• The Asset Owner field is hidden if your household is just you and you have no businesses — the asset is assigned to you automatically.
• You can edit or delete an asset any time from the Assets page.