Add an income source

To add an income source, go to the Income page, click Add Income, and enter your pay rate, pay type, and how often you're paid. PiggySize uses those numbers to estimate your take-home pay (for W-2 jobs) or the taxes you'll owe (for 1099 and self-employment income), and rolls everything into your household's totals.

Steps

1. Go to Income (opens in a new tab) and click Add Income.
2. Choose an Income Type. Types are grouped for easy searching — Employment (W2 Employee, 1099 Contractor, Self-Employment), Government (Social Security Retirement, Unemployment Insurance, Veterans Benefits, and more), Support (Child Support, Alimony/Spousal Support), Retirement (Pension, Annuity), Disability, Passive (Rental Income, Investment Income, Royalties), Business, and Other.
3. Enter your pay rate in Salary (the label changes to Hourly Rate or Daily Rate depending on the type you pick), and set How you're paid to Hourly, Daily, Monthly, or Annually.
4. Set How often you get paid — Weekly, Every 2 Weeks, Twice a Month, Monthly, or Annually.
5. Enter Last Payday — the most recent date you were paid. PiggySize uses it to project your future pay dates on the Bills calendar.
6. For W-2 income, add any paycheck withholdings on the Deductions tab (see Add paycheck deductions). For 1099 or self-employment income, set an Estimated Tax Rate so PiggySize can estimate what you'll owe.
7. Click Add to save.

How it works

• Your pay rate and pay frequency combine into a monthly and yearly total — that's what shows up in your household's income totals on the dashboard.
• Take-home pay vs. estimated tax: W-2 income shows a Take-Home Pay figure — "what you actually get to keep" after taxes and deductions. 1099 and self-employment income instead show your Gross Income, an Estimated Tax Obligation — including a flat 15.3% Self-Employment Tax (this covers both the employee and employer share of Social Security and Medicare that a W-2 job would otherwise split with you) and a Quarterly Estimated Tax reminder — and a Net Take-Home figure at the bottom.
• Use the Breakdown selector at the top of the Income page to view every income source by Daily, Weekly, Every 2 Weeks, Twice a Month, Monthly, or Yearly amounts — this only changes the display, not what you entered.
• Each income source belongs to one person in your family, so PiggySize can total income per person as well as for the whole household.

Good to know

• Only W-2 income unlocks the Deductions, Bonus, Stipends, and Tips tabs, plus employer 401(k) match tracking. 1099 income only allows Tips. Self-Employment income doesn't support any of these add-ons — it uses a flat estimated tax rate instead.
• PiggySize doesn't connect to your bank or payroll provider — every number here is typed in by you, or scanned from a paystub on Pro.
• "Pre-tax" means money taken out of your paycheck before taxes are calculated, like a traditional 401(k) contribution — it lowers your taxable income. You'll see this term again when you add deductions.
• Adding income is free on every plan — only the AI paystub scanner is Pro-gated.