Retirement
Project retirement income, savings, and Social Security.
Downsize to a cheaper home in retirement
Model selling your home at any age and buying a cheaper one — the difference joins your nest egg, and ongoing taxes and insurance become a new expense.
How the retirement projection works
PiggySize simulates your finances month by month to age 95 across four account types, then models taxes, Social Security, and withdrawals.
Model Social Security claiming ages
See how claiming Social Security anywhere from 62 to 70 changes your monthly benefit and retirement projection, including spousal benefits and taxes.
Plan retirement when you're already retired
Turn on Already Retired mode to start your projection in withdrawal mode now, so you can see whether your savings will last through age 95.
Run a Monte Carlo retirement simulation
Switch your retirement projection from a single fixed-rate estimate to thousands of randomized market scenarios, so you can see how your plan holds up.
Save and print a retirement report
Save a dated snapshot of your retirement plan and print it or save it as a PDF — with your assumptions, headline numbers, and income by source.
Sell your house and rent in retirement
Model selling your home and renting afterward — the sale pays off your mortgage, the proceeds join your nest egg, and rent becomes an inflating expense.
